Wayfair expands Klarna BNPL to offer 0% financing up to six months
Wayfair and Klarna have expanded their buy now pay later partnership to give United States shoppers access to 0% APR financing for up to six months across Wayfair’s brand family. For Canadian shoppers, the deal marks the first time Klarna’s full suite of BNPL options is available at Wayfair, while shoppers can also pay in full or split purchases into interest‑free installments.
The 0% financing carries no interest and applies to purchases made through Wayfair, Joss & Main, AllModern, and Birch Lane. Shoppers in both countries can choose to pay the total amount at checkout, spread payments over several installments without interest, or finance larger orders over longer periods. The partnership renewal was announced by Klarna’s Chief Commercial Officer David Sykes and Wayfair’s Director Curtis Crawford.
“Wayfair's decision to renew and deepen this partnership speaks to the trust we've built together and the real demand we're seeing for flexible payments for considered home purchases,” David Sykes, Chief Commercial Officer at Klarna said.
“Klarna has been a trusted partner in helping our customers shop with confidence, and renewing this relationship was an easy decision,” Curtis Crawford, Director at Wayfair said.
The partnership expansion comes as the 2026 RTIH Innovation Awards prepare to highlight payments innovation, with entries now closed and the ceremony set for 4 November at The HAC in Central London. Payments will be a key focus area at the awards, which celebrate global retail technology innovation in a fast‑moving omnichannel world.
What we know
Eligible US customers can now access always on 0% APR financing up to six months across Wayfair's full family of brands - Wayfair, Joss & Main, AllModern, and Birch Lane.
For Canadian shoppers, it marks the first time Klarna's full suite of buy now pay later options will be available at Wayfair.
Our winners will be revealed at the 2026 RTIH Innovation Awards Ceremony, taking place at The HAC in Central London on Wednesday, 4th November.